Terms &
Conditions.

01

Trademarks, Copyrighted Materials & Logos

The trademarks, service marks, designs, and logos (collectively, the “Trademarks”) displayed on this site are the registered and unregistered Trademarks of NextChapter, LLC and its licensors. You may not make any use of our trademarks in any form without prior written authorization from NextChapter, LLC.

The following are trademarks of NextChapter, LLC: NextChapter, LLC. Failure to list any NextChapter, LLC trademark or patent does not constitute a waiver of rights to any such trademark. All other trademarks found on this site are the property of their respective owners.

Web Site Users recognize that the written deliverables, information, and certain other materials delivered by NextChapter, LLC (hereinafter referred to as Copyrighted Information) are proprietary to NextChapter, LLC and are the subject of copyrights belonging to NextChapter, LLC.

Copyrighted Information may not be disclosed, disseminated, or distributed to any party outside of a Web Site User, except to contractors and third parties providing services to the Web Site User with a need-to-know, in which case the contractor or third party shall be bound to the same level of confidentiality as the Web Site User. No part of the Copyrighted Information may be reproduced in any form or by any means whatsoever, including by information storage and retrieval systems, without the prior written permission of NextChapter, LLC.

Web Site Users will not supply the Copyrighted Information, or any restatement or extracts thereof, to any person who is professionally involved in securities brokerage or investment banking, or in conducting research in support of securities brokerage or investment banking, whether or not they are employed by a Web Site User.

All corporate or product logos of NextChapter, LLC found on this site are property of the Company. For permission to use a Company-owned logo and guidelines on how to do so correctly, please contact us.

02

Cookies

Web sites use a technology called cookies to simulate a continuous connection to that site. This makes it more convenient for users by enabling them to visit pages within a site without having to reintroduce themselves with each mouse click. Contrary to popular fears and misconceptions, cookies were not created to spy on or otherwise invade the privacy of Internet users.

Cookies contain only information that users volunteer, and they do not have the capability of infiltrating a user’s hard drive and acquiring personal information. The function of a cookie is to help the user navigate a website with as little obstruction as possible.

NextChapter, LLC recommends that users allow the storage of cookies when using our website. When using our online products, cookies are required for the proper functioning of certain features within the site.

03

Warranties & Limitation of Liability

Information and documents provided on this website are provided “as is” without any warranty. NextChapter, LLC expends reasonable effort to include accurate and up-to-date information on this website; it does not, however, make any representations as to its accuracy or completeness.

Your use of this website is at your own risk. NextChapter, LLC, its suppliers, and the other parties involved in creating and delivering this website’s contents are not liable for any damages, consequential or otherwise, arising from use of this site.

NextChapter, LLC does not endorse products or services, other than those of identified partners whose capabilities and content may be integrated into our own products and services.

04

Applicable Laws

This website (excluding third-party linked sites) is controlled by NextChapter, LLC from its offices within the state of Connecticut, United States of America. It can be accessed from all 50 states, as well as from other countries around the world.

Because each of these places has laws that may differ from those of Connecticut, by accessing this website both you and NextChapter, LLC agree that the statutes and laws of the state of Connecticut, without regard to the conflicts of laws principles thereof, will apply to all matters relating to use of this website.

You and NextChapter, LLC also agree and hereby submit to the exclusive jurisdiction and venue of the Superior Court of Fairfield County and the United States District Court for the State of Connecticut with respect to such matters. Those who choose to access this site from other locations do so on their own initiative and are responsible for compliance with local laws.

05

Export Controls

Web Site Users acknowledge that NextChapter, LLC offerings constitute technical data, the re-export of which are subject to restrictions under the Export Administration Regulations of the U.S. Department of Commerce.

Web Site Users will not re-export or disseminate such technical data except in compliance with such regulations.

06

Department of Commerce

Software available on the NextChapter, LLC website is subject to United States export controls. No software from this site may be downloaded or otherwise exported or re-exported:

(1) Into (or to a national or resident of) Cuba, Iraq, Libya, Sudan, North Korea, Iran, Syria, or any other country to which the United States has embargoed goods; or

(2) To anyone on the U.S. Treasury Department’s list of Specially Designated Nationals or the U.S. Commerce Department’s Table of Denial Orders.

By downloading or using the software, you are agreeing to the foregoing and you are warranting that you are not located in, under the control of, or a national or resident of any such country or on any such list.

07

Links to Third-Party Sites

The NextChapter, LLC website contains links to third-party websites. The linked sites are not under the control of NextChapter, LLC, and NextChapter, LLC is not responsible for the contents of any linked site or any link contained in a linked site.

NextChapter, LLC provides these links only as a convenience, and the inclusion of a link does not imply endorsement of the linked site by NextChapter, LLC.